Welcome to Zara Business Services (“we,” “us,” or “our”) website. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using our website.

1. Use of Website:

You must be at least 18 years old to use our website.
You agree to use our website only for lawful purposes and in accordance with these terms and conditions.

2. Intellectual Property:

The content on our website, including text, graphics, logos, images, and software, is the property of Zara Business Services or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, transmit, or use the content of our website without our prior written consent.

3. User Content:

You may have the opportunity to submit comments, reviews, or other content to our website (“User Content”).
By submitting User Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content worldwide in any media.

4. Card Payment Policy:

We may offer the option to make payments using credit or debit cards on our website.
By providing your credit or debit card information, you authorize us to charge your card for the total amount of your purchase.
All card payments are subject to verification and authorization by the card issuer. We reserve the right to cancel any order or refuse payment if we suspect fraudulent activity.
We do not store or have access to your full credit or debit card information. All card transactions are processed securely through a third-party payment processor.
We are not responsible for any fees or charges imposed by your card issuer or bank in connection with your card payment.

5. Limitation of Liability:

We make no representations or warranties of any kind, express or implied, regarding the content or operation of our website.
We will not be liable for any damages arising out of or in connection with your use of our website, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

6. Indemnification:

You agree to indemnify, defend, and hold harmless Zara Business Services and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or in connection with your use of our website or your violation of these terms and conditions.

7. Governing Law:

These terms and conditions are governed by and construed in accordance with the laws of United Arab Emirates, without regard to its conflict of laws principles.

8. Changes to Terms and Conditions:

We reserve the right to modify or update these terms and conditions at any time. You agree to review these terms periodically for any changes.
Your continued use of our website after the posting of any changes to these terms constitutes your acceptance of those changes.

9. Contact Us:

If you have any questions about these terms and conditions, including our card payment policy, please contact us at  [email protected]
By using our website, you agree to the terms of these terms and conditions. If you do not agree with these terms, please do not use our website.